Financial

Best Mint App Alternatives: Top 3 Picks

Mint, the popular personal finance app, will be shutting down at the end of the year. It originally launched in 2007. This news leaves over 25 million users searching for alternative apps to manage their budgets and track their finances. If you’re one of them, look no further. In this article, we will explore the top 3 alternatives to the Mint app that you can consider for your financial management needs.

Whether you’re looking for a comprehensive budgeting app or a tool to manage your subscriptions and expenses, there are alternative options available that can fit your specific requirements. Here are the top picks to help you seamlessly transition from Mint:

1. Empower Budgeting App

If you’re in search of a versatile and feature-rich alternative to Mint, the Empower Budgeting App is worth considering. It provides a range of financial management tools, including tracking your net worth, budgeting, and automatic categorization of expenses. You can even opt for investment management services at an additional cost. Empower also allows for easy tracking of transactions by linking your accounts. Best of all, it’s free to use and has received positive reviews from users.

2. Rocket Money

If managing subscriptions and expenses is your priority, Rocket Money (formerly Truebill) is an excellent choice. Alongside tracking your spending and creating a personalized budget, Rocket Money helps you identify and cancel unwanted subscriptions that may be impacting your income. It offers additional tools to create savings goals and also allows you to check your credit score and report. Rocket Money is a free app, although some features may require payment.

3. YNAB Money Management Tool

Considered a popular budgeting app, YNAB (You Need A Budget) follows the zero-based budgeting method. It empowers you to allocate every dollar you earn to specific categories and provides detailed expense tracking. With features like goal tracking, expense categorization, and asset allocation monitoring, YNAB ensures your financial goals are within reach. While YNAB comes with a subscription fee of $99 per year or $14.99 per month, a free trial is available for the first 34 days.

Empower Budgeting App

When it comes to effective budgeting and managing your finances, the Empower Budgeting App (formerly known as Personal Capital) is a top contender. This comprehensive app offers a wide range of features to help you stay on top of your financial goals.

One of the key features of the Empower Budgeting App is its ability to track your net worth. By linking your financial accounts, you can easily monitor your overall financial health, including your assets and liabilities.

The app also excels in budgeting capabilities. With Empower, you can create personalized budgets based on your income and expenses. It automatically categorizes your transactions, making it easier to see where your money is going. This allows you to make informed decisions and adjust your spending habits accordingly.

Empower also offers optional investment management services. For an additional cost, you can get personalized investment advice and portfolio tracking. This makes it convenient to manage both your day-to-day finances and long-term investment strategies all in one place.

One of the standout features of Empower is its account-linking functionality. By linking your bank accounts, credit cards, and other financial accounts, you can view all your transactions and balances in one centralized dashboard. This makes it easy to stay organized and get a holistic view of your financial situation.

Users of the Empower Budgeting App have praised its user-friendly interface and powerful financial tracking tools. The app has received positive reviews for its simplicity and effectiveness in helping users gain control over their finances.

Key Features of the Empower Budgeting App:

Net worth tracking
Budget creation
Automatic expense categorization
Optional investment management services
Account linking for easy transaction tracking

Pros	Cons
Comprehensive budgeting features	Additional cost for investment management services
Easy account linking for centralized tracking
Positive user reviews

Rocket Money

Rocket Money, formerly known as Truebill, is a standout alternative to the Mint app. This powerful finance app offers a range of features to effectively manage your subscriptions and expenses.

With Rocket Money, you can easily track your spending and create a personalized budget to stay on top of your finances. The app goes a step further by helping you identify and cancel unwanted subscriptions that may be eating up your income. This feature alone can save you significant money each month.

In addition to subscription management, Rocket Money provides tools to help you achieve your savings goals. By setting specific targets, you can track your progress and stay motivated to reach financial milestones.

Furthermore, Rocket Money offers the convenience of checking your credit score and report within the app. This valuable feature allows you to stay on top of your credit health and take steps to improve it if needed.

Best of all, Rocket Money is a free app that puts powerful financial management tools at your fingertips. However, it’s important to note that while the app itself is free, there may be additional paid features or services available.

“Rocket Money has revolutionized how I manage my finances. I love how it helps me track my subscriptions and gives me the power to cancel ones I no longer need. It’s a game-changer!” –

Sarah P.

Discover the benefits of Rocket Money for yourself and take control of your financial future.

Rocket Money App

Key Features	Free Version	Premium Version
Subscription tracking and cancellation	✅	✅
Expense tracking and budgeting	✅	✅
Savings goals	✅	✅
Credit score and report	✅	✅
Additional premium features	❌	✅

YNAB Money Management Tool

When it comes to budgeting apps, one name that stands out is YNAB, which stands for “You Need A Budget.” This popular money management tool follows the zero-based budgeting method, helping you take control of your finances and allocate every dollar you earn to specific categories.

With YNAB, you can gain a clear understanding of your expenses by tracking them in detail. This app offers a range of features that make budgeting a breeze. One notable feature is goal tracking, allowing you to set financial goals for different areas of your life and monitor your progress.

Expense categorization is another valuable tool offered by YNAB. It automatically classifies your expenses into different categories, providing you with a comprehensive overview of where your money is going. This allows you to identify areas where you may be overspending and make necessary adjustments to stay on track.

Asset allocation monitoring is another feature that sets YNAB apart from other budgeting apps. It enables you to keep a close eye on your investments and ensure that your portfolio aligns with your financial goals.

Are you interested in trying out YNAB? The app offers a free trial for the first 34 days, allowing you to explore its features and determine if it’s the right fit for your financial needs. After the trial period, YNAB is available for a subscription fee of $99 per year or $14.99 per month.

“YNAB has transformed the way I manage my finances. It’s intuitive, easy to use, and has helped me gain control over my spending habits.” – Sarah

If you’re looking for a powerful budgeting app that provides detailed tracking, goal setting, and asset monitoring capabilities, YNAB is definitely worth considering.

YNAB Money Management Tool

Key Features of YNAB:

Zero-based budgeting system
Goal tracking
Expense categorization
Asset allocation monitoring

Quicken

Quicken is a well-established personal finance software that offers both budgeting and investment tracking features. With Quicken, you can easily stay on top of your finances and make informed decisions about your money. Whether you want to track your spending, create a budget, or monitor your investments, Quicken has the tools to help you succeed.

One of the key benefits of Quicken is its user-friendly interface. It provides a simple and intuitive platform for tracking your expenses and creating a budget based on your income and financial goals. With Quicken, you can easily categorize your transactions, analyze your spending patterns, and identify areas where you can save.

Quicken offers two options for users: Quicken Classic and Simplifi. Both options come with different pricing tiers, allowing you to choose the plan that best suits your needs. The pricing ranges from $3.99 to $8.99 per month, depending on the features and services you require.

Quicken also provides a detailed budget forecast and expense breakdown, helping you understand where your money is going and how it aligns with your financial objectives. This level of analysis and insight sets Quicken apart from other personal finance apps and allows you to make more informed financial decisions.

Features	Quicken Classic	Simplifi
Budgeting	✓	✓
Investment Tracking	✓	✓
Expense Categorization	✓	✓
Bill Management	✓	✓
Budget Forecast	✓	✓

As you can see, Quicken offers a comprehensive range of features that can help you take control of your finances. Whether you’re an individual looking to better manage your personal budget or a small business owner in need of robust financial tools, Quicken has solutions to meet your needs.

With its long-standing reputation and commitment to providing quality financial software, Quicken is a reliable choice for those seeking a powerful and effective personal finance app. While it may not be free like Mint, Quicken’s advanced features and detailed analysis make it well worth the investment.

Whether you’re a beginner or a seasoned investor, Quicken can help you achieve your financial goals. Try Quicken today and experience the difference it can make in managing your money.

A successful search for Mint App alternatives

In conclusion, when looking for alternatives to the Mint app, there are several options to consider. Empower, Rocket Money, YNAB, and Quicken are among the top choices that provide comprehensive budgeting and financial tracking features.

Empower, formerly known as Personal Capital, offers a range of features including net worth tracking, budgeting, and automatic expense categorization. It is a free app and has received positive reviews from users.

Rocket Money, formerly known as Truebill, stands out with its subscription management feature. In addition to tracking spending and creating a personalized budget, it helps you identify and cancel unwanted subscriptions. Rocket Money is a free app with additional paid features.

YNAB, also known as “You Need A Budget,” follows the zero-based budgeting method and provides detailed expense tracking. It has features like goal tracking, expense categorization, and asset allocation monitoring. YNAB is available for a subscription fee, with a free trial option.

Finally, Quicken is a well-established personal finance software that offers budgeting and investment tracking features. It provides an interface for tracking spending and creating a budget based on your expenses. Quicken offers two options, Quicken Classic, and Simplifi, with different pricing tiers.

Each app has its own unique features and pricing structure, so it’s important to evaluate your personal financial needs and preferences before making a decision. By exploring these alternatives, you can find the best app that suits your financial management goals.

FAQ

What are the top alternatives to the Mint app?

The top 3 alternatives to the Mint app are Empower, Rocket Money, and YNAB.

What features does Empower offer?

Empower offers a range of features including net worth tracking, budgeting, automatic expense categorization, and the option to add investment management services.

Can you cancel unwanted subscriptions with Rocket Money?

Yes, Rocket Money helps you identify and cancel unwanted subscriptions that may be affecting your finances.

What budgeting method does YNAB follow?

YNAB follows the zero-based budgeting method, allowing you to assign every dollar you earn to specific categories.

Is Quicken a free app?

No, Quicken is a personal finance software that offers both budgeting and investment tracking features, with different pricing tiers ranging from $3.99 to $8.99 per month.